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Frequently answers

How are we different from a Bank?

  • The only guarantees we require are the business plan and the promotion group’s commitment.
  • Interest rate:
    • Fixed: Euribor+2.5
    • Variable: based on results
    • Total cost: maximum: Euribor + 5
    • Term: Up to 7 years, with a 2-year grace period.

How are we Different from a Private Venture Capital Firm?

  • Minority shareholding (up to 45%).
  • Participation of between €60,000 and €450,000.
  • We give priority to the promotion group to buy back our shareholding when it is time for us to withdraw.

What do we Assess?


  • Job creation
  • Business plan
  • Degree of innovation
  • Business sector
  • Vision for the future
  • CSR


  • Personal commitment
  • Technical and/or business profile
  • Credibility
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